4. Adapts to the Changing Climate
As farmers face increasing challenges due to climate change, the safety net provided by crop insurance is their first line of defense. Crop insurance not only works to protect farmers when disaster strikes, but it also complements efforts to incentivize the voluntary adoption of climate-smart farming practices and can be quickly adjusted to meet the changing needs to farmers. Congress, USDA’s Risk Management Agency (RMA), and crop insurers have worked together to improve the voluntary adoption of farming practices that increase resiliency, improve conservation, and support a healthy environment.